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Frequently Asked Questions

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What is the process?

To get started, a commission specialist will need to review your commission statements.  Based on the commission statements, your commission specialist will be able to evaluate your book of business and provide an offer.  If the offer is accepted, a wire transfer is released directly to your account - No fees or closing costs!

What does it cost and are there any obligations?

The process starts with a free, no obligation valuation of your book.  What have you got to lose?  With just a little information we can provide you with the tools necessary to help you decide what is best for you.

How long will it take go get an offer?

Depending on the size of your book of business, an offer can be generated in 2-3 business days.  And how long will it take to get paid? ICA will work at the pace you are most comfortable with.  While some things like carrier assignments are out of our control, a typical deal can close from start to finish in about 2 weeks.

What is the purchase price based on?

ICA will gather pertinent information from your statements like issue age, gender, duration, policy type, and benefits.  The information is then run through our proprietary actuarial software that prices out each individual insured.

What lines of business do you buy?

Guaranteed renewal life and health products such as: long term care, short term care, Medicare supplement, cancer, heart attack, stroke, final expense, life, any many more.  Have a product in mind?  Give us a call!

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